Capital · Net-zero
Navigating the 2027 net-zero capital gap.
Why the funding model — not the technology — is the real bottleneck to net-zero housing at scale. How structured finance meets advanced MMC.
Coming soon →
The Arkhitekts of Global Change
We fund. We build. Together we deliver change.
A developer-financier built to close the UK housing gap — deploying private capital and Modern Methods of Construction to deliver 100%-funded, net-zero developments at institutional speed. Social and affordable housing, extra care, supported living, CQC-regulated care.
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£0
GDV delivered
Across the Fund & Build envelope0
Strategic developments
Housing · care · healthcare0
Recyclable materials
Circular by design0
Storey max certification
Loadbearing fire-tested0
Funded turnkey delivery
No partner capital requiredBacked by
NHBC / LABC / Premier Warranty
Insurance-Backed Delivery
MMC Cat 1/2 Aligned
Future Homes Standard 2027
Building Safety Act 2022
The Arkhitekton Standard
Two engines. One delivery.
Most developments stall at the gap between finance and build. We own both sides — underwriting the capital and manufacturing the structure — so the asset moves at a speed the high street can't match.
◆ Fund
Secured capital, deployed.
We bypass traditional lending and underwrite the entire development with dedicated private and institutional finance — bridging wealth to public housing demand. No grant gymnastics, no high-street drag.
- 100% funded turnkey developments — no partner capital required
- Institutional + private capital platform with insurer backstop
- Forward purchase, forward funding, long-lease or hybrid structures
- Structured finance, not high-street delay
- CPI/RPI-indexed long-term lease income where structured
- Performance bonds & completion guarantees standard
£M–£100M+Scheme ticket band
20–30 yrLease horizons
◆ Build
Precision manufacturing.
On-site rollformed LGS steel frame, low-carbon concrete and zero-bills energy systems — engineered, certified and deployed without the variability of traditional trades. Programme & price fixed at contract.
- Modern Methods of Construction — Cat 1/2 aligned
- On-site rollforming — machines to site, not factory dependency
- Low-carbon UPSA concrete with structural fire performance
- Zero-bills energy: BIPV + A2A heat pumps + IR heating
- Future Homes Standard 2027 compliant — built today
- NHBC / LABC / Premier Guarantee underwritten warranties
FixedPricing & programme at contract
SinglePoint of accountability
Solutions for a new era
What we deliver.
Nine solution pillars — every scheme assembled from the same proven stack, configured for the tenure, the operator and the regulatory regime.
01
Fully Funded Developments
End-to-end capital so schemes start without finance friction.
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02
Turnkey Design & Build
One accountable team from drawing to handover. Fixed price, fixed programme.
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03
Social & Affordable Housing
Volume delivery for registered providers, local authorities and strategic partners.
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04
Extra Care & Supported Living
Care-home specialists — fire-tested to six storeys, CQC-compatible layouts.
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05
Institutional Funding Platform
Structured vehicles for at-scale deployment. Insurer-backed, audit-ready.
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06
Zero-Bills Energy
Homes that generate, store and run themselves. Operational cost near-zero.
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07
ESG & Sustainability Led
Net-zero by design, evidenced not claimed. SFDR / TCFD reporting standards.
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08
Insurance-Backed Delivery
NHBC, LABC and Premier warranties as standard. Performance bonds at contract.
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09
Green Concrete Innovation
Structural concrete with 40% less cement. UPSA Alliance pre-certified SCM.
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Industry certified
◇ NHBC
◇ LABC Warranty
◇ Premier Guarantee
◇ Loadbearing fire-tested to 6 storeys
◇ Future Homes Standard 2027
How we work
From land to handover, in four steps.
One platform structures capital, build and energy systems — so Housing Associations, Registered Providers, Local Authorities and CQC operators deal with a single accountable party from day one to PC.
01 · Discovery
Site & scheme review
We assess your land, planning status, scheme mix and tenure model. Funding and delivery options modelled without obligation.
- Site, planning & viability review
- Unit-mix and tenure modelling
- Cost & programme indicative model
- Funding-structure shortlist
02 · Structuring
Capital + EPC + warranty
Joint-venture term sheet, EPC scope locked, NHBC / LABC / Premier warranty selected. Forward funding, forward purchase or lease structure agreed.
- Tenure & finance structure locked
- EPC contract + performance bond
- Warranty provider selected per scheme
- Insurance-backed delivery cover bound
03 · Build
MMC rapid deployment
On-site LGS rollforming, low-carbon UPSA concrete, zero-bills energy systems installed in parallel. Future Homes 2027 compliant.
- LGS frame rollformed on site
- UPSA low-carbon concrete poured
- BIPV + A2A + IR + 0.4U-windows fitted
- HSE / CDM audit-ready throughout
04 · Handover
PC & long-term lease
Practical completion, warranty handover, and where structured — long-term CPI/RPI-indexed lease income for the partner.
- NHBC/LABC/Premier warranty issued
- Building Safety dutyholder pack
- Lease commencement (where structured)
- Performance dashboards live
Tenure & financial architecture
Four ways to take delivery.
Pick the financial structure that suits your treasury and asset strategy. We model the option that maximises your covenant position and minimises risk transfer to your balance sheet.
Option 1
Forward Purchase Agreement
Buy the completed asset on PC at an agreed price. Arkhitekton carries all development risk; you take delivery of a finished, warrantied scheme.
Option 2
Forward Funding + Golden Brick
Staged drawdown against milestones, with title transfer at golden brick. Cost-efficient for partners who can deploy capital in tranches.
Option 3
Long-Term Lease (20–30 yr)
CPI/RPI-indexed lease structure. You operate; Arkhitekton (or our fund) holds the freehold and receives index-linked rent.
Option 4
Purchase + Lease Hybrid
Phased ownership: take part of the scheme freehold, lease the remainder. Suits mixed-tenure schemes and phased balance-sheet capacity.
Procurement & framework alignment
Built for how the sector buys.
Our MMC stack is aligned to the procurement frameworks Housing Associations, Registered Providers and Local Authorities actually use. Engage us via your existing framework — or independently of one.
Framework / programme
Scope
Arkhitekton alignment
Status
SAHP 2026–36
Social and Affordable Homes Programme — £27.3bn over 10yr; Strategic Partner tier.
MMC Cat 1/2 compliant, Future Homes 2027 ready, capital-paired.
SP-ready
AHP 2021–26
Affordable Homes Programme — 25% MMC mandate for Strategic Partners.
25%+ MMC content as standard; warranty-backed.
Compliant
LHC NH3
£1.2bn MMC framework, multi-supplier, public-sector.
Discussions on supplier inclusion at next renewal cycle.
In dialogue
Procurement for Housing
Social housing-focused procurement consortium.
Engagement route via member RPs and direct supplier programme.
Engagement
Fusion21
Construction consultancy + procurement framework, ~£175M annual.
Direct engagement with member HAs for scheme-led procurement.
Engagement
CHIC
Communities & Housing Investment Consortium — newbuild framework.
Engagement route via consortium-member schemes.
Engagement
ADG Group
Affordable-housing developer group; collaborative framework.
Engagement via direct RP relationships and member channel.
Engagement
Framework alignment status as at scheme structuring — confirm current standing with our partnerships team at term-sheet stage.
Building Safety Act 2022
Safety, by design and by regime.
All schemes delivered under our MMC stack are designed to BSR dutyholder standards, with structural fire-test certification, golden-thread information management and gateway-compliant submissions.
Gateway 1Planning
Fire-safety information embedded at planning stage. Higher-risk building review where applicable. Pre-app dialogue with the Building Safety Regulator initiated for HRB sites.
Gateway 2Pre-construction
Full design submission to BSR for HRB sites. Competence assurance for Principal Contractor and Principal Designer. Structural and fire systems independently reviewed.
Gateway 3Pre-occupation
As-built information pack, golden thread maintained, BSR sign-off prior to occupation. Resident engagement and safety-case-report production.
UPSA Alliance
Decarbonising structural concrete.
Our alliance reformulates the most carbon-heavy material in construction — cutting cement content dramatically while raising fire performance and keeping immediate, at-scale deployment. The structural standard, without the structural emissions.
Pre-certified SCM (Supplementary Cementitious Material) blend deployed inside our offsite-panellised LGS lines for structural elements — and on-site for foundation and slab pours.
Request the technical pack →40%
Cement content reduction
4hr
Fire isolation shield
0delay
Immediate deployment
↓CO₂
Global footprint cut
Zero-bills systems & technology
Engineered to perform.
The full MMC + energy stack — every component is specified, sourced and installed under our EPC delivery scope. The technology layer is the same on every scheme; the configuration adapts to tenure and operator.
BIM
Modelling & Engineering
Real-time, clash-free coordination before a beam is cut. Audit trail through to handover.
LGS
On-Site Rollforming
Light gauge steel frame formed on site — machines to the plot, not the plot to the factory.
2027
Future Homes Ready
Compliant with the 2027 standard, built today. No retrofit risk.
40%
Carbon-Free Concrete
UPSA-grade, 4-hour fire rated, 40% lower cement content.
0.4
Passive Windows
U-value 0.4 W/m²K — indefinite thermal performance, no condensation.
BIPV
Integrated Photovoltaics
The building skin generates its own power. Roof and façade configurations.
A2A
All-In-One Heat Pumps
Heat, hot water and cooling from one unit. Air-to-air with no refrigerant change-out.
IR
Infrared Heating
Engineered radiant heat — efficient, silent, even. Zonal control to room.
Indicative scheme sizing
What could your scheme look like?
A directional indicator — not a quotation. We model your scheme through our discovery phase, integrating site capacity, planning, mix, programme and tenure. Indicative output below uses typical UK ranges for MMC-led housing and care typologies.
Discovery reviews are free and produce a scheme-specific indicative model within five working days.
Why Arkhitekton
Arkhitekton vs. the traditional path.
Most affordable and care schemes stall in the gap between landowner, HA/RP, lender, contractor and warranty provider. Arkhitekton owns the gap.
| What you get | Arkhitekton Fund & Build | Traditional D&B route | Factory-MMC developer |
|---|---|---|---|
| Partner upfront capital | £0 — Arkhitekton funds 100% | Variable — grant + RP capital + sponsor | Forward-funding required typically |
| Single accountable counterparty | Yes — one EPC, one platform | No — developer + contractor + lender + warranty | Often yes, but factory-CAPEX exposure |
| Factory CAPEX dependency | None — on-site rollforming | None | Yes — fixed factory overhead per unit |
| Warranty bundled | NHBC / LABC / Premier at contract | Per-scheme negotiated | Per-scheme negotiated |
| Future Homes Standard 2027 | Built today, compliant | Requires explicit specification | Variable by factory line |
| Programme vs. traditional trades | ~50% reduction typical | Baseline | Comparable when factory throughput available |
| Off-site / on-site model | Hybrid — on-site rollformed LGS + UPSA SCM | Mostly on-site | Factory-bound — pipeline-sensitive |
| Tenure flexibility | Forward purchase / forward funding / lease / hybrid | Forward purchase / forward funding | Forward purchase typical |
Projects
Built, funded, delivered.
£120M+ GDV across 30+ developments. Representative typologies shown; named-scheme imagery and references provided under NDA at structuring.
Delivery & supply alliance
The certified network.
NHBC
WARRANTY
WARRANTY
LABC
WARRANTY
WARRANTY
PREMIER
GUARANTEE
GUARANTEE
UPSA
ALLIANCE
ALLIANCE
EPC PARTNER
NETWORK
NETWORK
↗ Detailed delivery-partner credentials, manufacturer warranties and testing certificates disclosed under NDA in client packs.
The team
The arkhitekts.
Capital, finance, energy, built-environment and delivery specialists — bringing institutional finance to the UK housing & care gap.
Andrew McCulley
Capital & Structuring
CEO, Advanced Asset Management. Capital raising, financial structuring and investor negotiation across infrastructure & housing.
Michael Morrison
Structured Finance
20 yrs technology (BT) + 10 yrs structured finance for green energy, social housing and care.
Liam O'Sullivan
Delivery & Utilities
30+ yrs across energy, utilities and construction — a transformation specialist at the industry's forefront.
Neil Morten
Built Environment
Eco-home pioneer; net-zero data-centre design; carbon-strategy advocate; deep MMC fabric expertise.
Shane Jessop
Strategy & Funding
Finance and strategic consulting bridging social-housing funding and infrastructure.
Sustainability & impact
Aligned to UN Sustainable Development Goals.
Every Arkhitekton scheme is structured against measurable sustainability outcomes — captured, audited, reported.
SDG 3
Good health & well-being
Lifetime-homes spec, indoor-air quality, daylight optimisation and CQC-compatible care.
SDG 7
Affordable & clean energy
Zero-bills energy systems standard: BIPV + A2A heat pumps + IR heating + battery.
SDG 9
Industry, innovation & infrastructure
UPSA Alliance low-carbon concrete + LGS rollforming — industrial-scale MMC innovation.
SDG 10
Reduced inequalities
Affordable, supported, social and extra-care housing for under-served communities.
SDG 11
Sustainable cities & communities
MMC delivery for HAs, RPs and LAs — urban densification with net-zero fabric.
SDG 12
Responsible consumption
98% recyclable materials; circular by design; UPSA SCM cuts cement footprint 40%.
SDG 13
Climate action
Net-zero operational energy + low-embodied-carbon structural systems at scale.
SDG 17
Partnerships
Joint-venture structures with HAs, RPs, LAs, CQC operators, EPC partners and capital.
Governance & institutional due diligence
Structured for institutional partners.
Our structuring meets the diligence requirements of housing associations, registered providers, local authorities, pension funds and care operators. Detailed DD packs disclosed under NDA.
◇Corporate governance
Scheme-specific SPVs with documented governance, reserved matters and independent representation where structured.
- Project SPV architecture
- Reserved matters & voting rights
- Conflict-of-interest framework
- Independent director option
◇Financial reporting
Annual audited accounts to IFRS or UK GAAP, quarterly management reporting, live scheme dashboards.
- IFRS / UK GAAP audited accounts
- Quarterly management packs
- Live scheme dashboards
- Lender-pack reporting standards
◇Risk & insurance
Comprehensive cover across performance, structural warranty, construction all-risk and PI lines.
- NHBC / LABC / Premier warranty
- Construction all-risk + DSU
- Professional indemnity
- Performance & completion bonds
◇ESG framework
ESG embedded at structuring — measured, reported, audited against recognised frameworks.
- SFDR / TCFD-aligned reporting
- Embodied + operational carbon accounting
- Biodiversity net gain measurement
- Annual independent ESG audit
◇Compliance
All schemes delivered to UK Building Regs, Building Safety Act 2022, CDM and applicable HSE standards.
- Building Safety Act dutyholder
- CDM Regulations compliance
- BSR Gateway sign-off (HRBs)
- HMRC AML where MLR-applicable
◇Audit & assurance
Independent third-party audit at structuring, build completion and through warranty period.
- Pre-financial-close independent review
- Construction milestone certification
- Practical-completion sign-off
- Warranty defects period assurance
Frequently asked
Straight answers for partners & operators.
For Housing Associations / RPs / Local Authorities
What financial structures do you support?
Forward purchase, forward funding with golden brick, long-term lease (20–30yr CPI/RPI-indexed), or purchase-and-lease hybrid. We model the option that suits your treasury and asset strategy.
How does the 25% MMC AHP requirement work with you?
Our LGS on-site rollformed steel frame + low-carbon concrete + zero-bills energy stack is MMC Category 1/2 compliant. We're aligned with Future Homes Standard 2027 and built for SAHP 2026–36 strategic partnerships.
Who is the warranty provider?
NHBC, LABC Warranty or Premier Guarantee — selected per scheme. All structural systems are loadbearing fire-tested to six storeys.
How fast can a scheme move from agreement to PC?
Programme depends on planning status and tenure, but rapid-deployment MMC typically halves on-site duration vs traditional trades. Indicative timelines modelled at term-sheet stage.
What sectors are highest priority?
Social and affordable housing, extra care and supported living, and CQC-regulated healthcare are current priority sectors. Schemes from 30 to 300+ units.
How is grant funding handled?
Where Homes England grant or local-authority capital applies, we structure the funding stack alongside it — grant flows direct to the RP or LA in standard SAHP / AHP form. Our own capital sits in equity / mezz / senior debt tranches.
For CQC operators & care commissioners
What care typologies do you deliver?
Extra care, supported living and specialist care — purpose-built to operator brief, certified to six storeys, with CQC-compliant layouts and assistive-technology infrastructure designed in.
How is operating cost minimised?
Zero-bills energy as standard: BIPV roof generation, A2A all-in-one heat pumps, passive 0.4 W/m²K windows and infrared heating. Energy expenditure becomes a near-zero P&L line.
What financial models work for operators?
Forward purchase, lease-back to operator, or fund-and-build-to-let. Income inflation-linked for institutional appetite; operating-cost-led for charity / not-for-profit operators.
Can you deliver in-region with framework status?
We deliver nationally with regional partner contractors. Discuss your framework requirements early so the right delivery partner is named at structuring.
How is dementia / safeguarding configured?
Wayfinding, light, acoustic and assistive-technology design configured per operator brief. Integration with telecare and resident monitoring platforms specified at design stage.
Where do I start?
Tell us the location, the planning status, and the care typology. We'll come back with an indicative funding and delivery model within five working days.
Insights
The thinking behind the build.
Delivery · MMC
Why on-site rollforming beats factory MMC.
The £600M of MMC factory write-downs since 2023 tell us where the model breaks. On-site rollforming is the structural answer.
Coming soon →
Policy · SAHP
What SAHP 2026–36 means for MMC developers.
Strategic Partner tier expectations, MMC percentage mandates, and how Fund & Build aligns with the next decade of social housing capital.
Coming soon →
Quarterly partner brief
Receive the Arkhitekton partnership brief.
For Housing Associations, Registered Providers, Local Authorities and CQC operators. Quarterly market & pipeline brief, policy update, framework status, plus on-request DD packs under NDA.
No spam. Quarterly cadence. Sector-specific.Powering the build? See Arkhitekton Energy.
Our sister division funds and builds renewable energy projects end-to-end — solar, battery storage, wind, hydrogen, CHP and net-zero data centres. Same Fund & Build model, applied to power.
Fund & Build
Start a funded development.
Tell us about the site or scheme. We'll come back with an indicative funding and delivery model within five working days.
Arkhitekton Construction
Cardinal House, 20 St Mary's Parsonage, Manchester M3 2LY
↻ Typical response: 5 working days with an indicative model.